Europe Travel Insurance

An Overview of Travel Insurance for Europe

Europe has some of the most mesmerising countries worth visiting for travel, leisure or business. Countries in the Schengen Area are also a part of Europe. When visiting any of the countries on the continent, it is ideal to invest in a suitable travel insurance plan that provides necessary coverage across major contingencies. Customised travel insurance for Europe comes with various coverage benefits that ensure the possible financial liabilities are taken care of. With some of the best travel insurance policy options, coverage also extends to emergency, on-trip assistance.

Before you embark on your European escape, here are some important things to know about the travel destination.

Currency	The Euro (EUR)
Language	English
Best Time to Visit	Between June and September
Visa Info	Schengen Tourist Visa (Maximum stay duration 90 days)
Tourist Places in Europe	Rome, Paris, Venice, Santorini, Amsterdam, Barcelona, Budapest, Madrid and Krakow.

Also, before buying a travel insurance policy, it is wise to assess the available coverage benefits and check mandatory coverage requirements. Many countries make travel insurance mandatory for Europe, and require you to remain covered with a suitable amount to mitigate emergency travel expenses. It is thus best to look for the travel insurance coverage that best serves these requirements.

Travel Insurance for Europe from India: Type, Coverage and Cost

When buying travel insurance for Europe, you have an option to choose from a number of policy types. Depending on your policy selected, its sum insured, coverage types available, and extent of coverage, the travel insurance Europe price differs. To stay financially protected under an umbrella of coverage benefits, you can choose an individual travel insurance plan which is known for its widespread emergency medical coverage, coverage of journey-related risks, luggage delay/loss coverage, etc. Other popular travel insurance types to choose from can be group and family covers.

Buy Travel Insurance Online: Coverage Benefits

Here are some most popular coverage benefits to avail under travel insurance for Europe.

Medical cover

Coverage for medical emergencies is among the top benefits that the best travel insurance plan provides, mitigating sudden financial liabilities. The policy also provides related assistance to the insured like evacuation for medical emergencies, repatriation of remains in case of unfortunate demise of the insured, incidents resulting in permanent partial disability, and the like.

Journey cover

Under journey coverage, the insured receives reimbursements related to losses sustained as a result of trip delays or cancellations, common carrier delays, loss of passport, missed flights and such other contingencies.

Luggage cover

In case of losses suffered due to delay in receiving checked-in luggage or misplacement of such baggage, travel insurance for Europe provides luggage coverage.

Documentation Needed for Europe Travel

You need to furnish a photocopy of the following documents as an Indian to apply for a Schengen Visa when visiting Europe.

• Indian passport (coloured, at least 6 months of validity from tentative trip completion)
• Proof of accommodation and return tickets
• Passport-size photographs (2 nos., in white background)

You would also need to provide the following during the immigration check -

• Valid original Indian passport
• Proofs of return tickets and accommodation
• Approved Schengen Tourist Visa photocopy

Europe International Airports

Top airports of Europe for international travel to different countries include -

• London Heathrow International Airport
• Munich International Airport
• Vienna International Airport
• Amsterdam International Airport

Precautions to Take for Your Europe Trip

When going on your next European trip, some necessary safety precautions to follow are -

• Avid public littering and other activities that attract penalties
• Drop any plans of participating in processions, demonstrations and such gatherings
• Adhere to regulations laid down by local authorities
• Follow the rules and laws of the country related to smoking, drinking and drug consumption
• Know the local helplines for immediate assistance, if needed

Foreign Currency Exchange

To ensure seamless spending in an overseas destination like Europe, you must undertake a currency exchange of INR to the Europe currency Euro (EUR). Keeping some cash handy makes meeting expenses. You can go for currency exchange on the online platform of GoIbibo. As of the present, the exchange rate of European currency stands at INR 94.54 for 1 EUR.