Germany Travel Insurance

An Overview of Travel Insurance for Germany

Germany is home to some of the popular tourist destinations that travellers love to explore. Travelling to the city comes with its unique sets of challenges though and one must better prepare to navigate them with a suitable travel insurance for Germany. Finding the best travel cover hinges on various factors like the risks involved with the journey, required coverage, premium payable, sum insured, etc.

While you plan your next trip and the suitable travel insurance coverage to select, here are some important details to know about your destination.

Currency	The Euro (EUR)
Language	German and English
Best Time to Visit	Between June and September
Visa Info	Schengen Tourist Visa (Maximum stay duration 90 days)
Tourist Places in Germany	Brandenburg Gate, Cologne Cathedral, Marienplatz, Europa-Park, Berliner Fernsehturm and Neuschwanstein Castle.

Before finalising your travel insurance policy, it is wise to check the coverage benefits available and the applicability of mandatory requirements. The country being a part of the Schengen Area, makes travel insurance mandatory for Germany. Choosing a suitable policy here becomes all the more important because the cost of emergency medical expenses and other emergency costs may be high.

Travel Insurance for Germany from India: Type, Coverage and Cost

When exploring options under travel insurance for Germany, you can check out various types of policies available in the market. The top policy types to choose from are individual, family and group covers. When selecting travel insurance coverage, individual covers remain largely popular for their widespread benefits related to top travel risks. They include the likes of medical emergency cover, checked-in baggage delay or loss, risks and losses related to the journey, etc. The payable travel insurance Germany price can vary based on the selected insurance type, its coverage, trip duration, sum insured, etc.

Buy Travel Insurance Online: Coverage Benefits

Let’s take a look at the most popular coverage benefits available under travel insurance for Germany.

Medical cover

The medical cover forms the top travel insurance benefit, providing coverage against financial losses arising out of emergency medical expenses while on your German trip. Additionally, this coverage also includes assistance like repatriation of remains from unfortunate demise, permanent partial disability, medical emergency evacuation back home, etc.

Journey cover

Under the journey cover of travel insurance, possible risks related to the journey are protected financially. The contingencies can include the likes of COVID-19-related emergencies, missed flights, loss of passport, trip schedule delays or cancellations, common carrier delays, etc.

Luggage cover

Insured shall also receive reimbursements towards losses sustained as a result of a delay in the arrival of checked-in baggage, misplacement of such baggage, and the like.

Documentation Needed for Germany Travel

You need to apply for the Schengen Visa to travel to Germany from India. The following are the documents needed for this application.

• Indian passport photocopy which has a validity of over 6 months
• Proof of accommodation
• Proof of return tickets
• 2 passport-size photographs on white background

To clear your German immigration checks, you will also need to keep the following documents handy.

• A valid original Indian passport
• Accommodation and return ticket proofs
• A photocopy of the approved Schengen Tourist Visa application

Germany International Airports

Book your travel tickets to or from any of the following international airports in Germany.

• Frankfurt International Airport
• Munich International Airport
• Dusseldorf Airport

Precautions to Take for Your Germany Trip

You can take the following precautions when travelling in Germany to ensure safety.

• Follow local regulations laid down by the authorities
• Do not participate in any demonstrations, processions and such gatherings of the public
• Avoid attracting any fines or penalties by not taking prohibited actions like public littering
• Keep local helpline numbers handy for immediate assistance in case of emergencies
• Adhere to the rules of the country related to drug consumption, alcohol consumption or smoking

Foreign Currency Exchange

Once you have planned your trip to Germany and booked tickets, the next step is to go for a currency exchange of INR to Germany currency Euro (EUR). Keeping some cash handy in the local currency allows you to spend seamlessly on your travel expenses when in Germany. You can now go for an easy currency exchange on the online GoIbibo platform. The current rate of currency exchange is INR 94.54 for 1 EUR.