Travel Insurance for Maldives from India

An Overview of Travel Insurance for Maldives

While Maldives is among the top travel destinations for Indians, a journey to the destination comes with its own set of risks. One of the best ways to mitigate such risks and to absorb its possible financial losses is to invest in travel insurance for Maldives. A suitable travel cover thoughtfully selected provides widespread financial coverage and comes with various on-trip assistance.

Before embarking on your Maldives trip, here are some crucial things to know about the country.

Currency	Maldivian Rufiyaa (MVR)
Language	Dhivehi and English
Best Time to Visit	Between December and May
Visa Info	Visa on Arrival (Maximum stay duration up to 30 days)
Tourist Places in the Maldives	Alimathaa, Maafushi, Fihalholi, Sultan Park, Gulhi Beach, Baros, Vaadhoo and National Museum.

When planning for your Maldives trip, you must also know about the benefits of travel cover, its coverage and related mandatory requirements for the country.

Travel Insurance for Maldives from India: Type, Coverage and Cost

When choosing travel insurance for Maldives, one can explore several types of policy covers available. The top ones available in the market today include individual plans, group covers and family travel plans. With individual travel covers providing an umbrella of benefits with various customisable coverage options, it remains a top choice among travellers when visiting the Maldives. The benefits usually extend to medical emergencies, journey-related risks, baggage loss or delay, etc. The cost payable for purchasing a suitable policy can vary based on factors like the sum insured, coverage benefits available, etc.

Buy Travel Insurance Online: Coverage Benefits

Check out the coverage benefits you can avail of when choosing travel insurance for Maldives.

Medical cover

Under medical cover, the insured remains covered against financial liabilities arising out of medical emergencies while on the trip. Other related assistance provided under this cover include coverage for permanent partial disability, evacuations in case of medical emergencies, repatriation of remains for the insured’s unfortunate demise, etc.

Journey cover

A journey cover under the policy expands to various imminent risks while on the trip, such as loss of passport, trip delays, trip cancellations, common carrier delays, missed flights, COVID-19 emergencies, etc.

Luggage cover

Insured shall also receive reimbursement of losses sustained from delay in receiving checked-in baggage, misplacement of baggage, improper carrier handling, etc. under policy luggage cover.

Documentation Needed for Maldives Travel

You need to furnish the following documents to apply for a Maldives VOA.

• A passport photocopy with at least 6 months of validity from the journey date
• Proof of return tickets
• Proof of accommodation
• 2 Photographs (latest, in white background)

During the immigration check-in Maldives, you also need to provide -

• Proof of stay
• Approved tourist e-visa application copy
• Valid original passport

Maldives International Airports

Some international airports of Maldives for convenient travel from India are -

• Velana International Airport
• Hanimaadhoo International Airport
• Gan International Airport

Precautions to Take for Your Maldives Trip

Let’s take a look at some top safety precautions you must follow when travelling to Maldives.

• Adhere to rules and regulations laid down by the local authorities.
• Avoid participating in public gatherings like demonstrations and processions.
• Do not participate in prohibited activities like public littering to avoid attracting fines and penalties.
• Stick by the rules of Maldives related to drinking, smoking or drug consumption.
• Ensure you have a local helpline number handy for quick assistance when needed.

Foreign Currency Exchange

When travelling to an international location like Maldives, Indian travellers would need to exchange INR for the local Maldives currency, which is Maldivian Rufiyaa (MVR). Going for currency exchange beforehand shall make local spending effortless. With the online GoIbibo platform, the currency exchange has been simplified. At present, the MVR exchange rate stands at INR 5.67 for 1 MVR.