Travel Insurance for Sri Lanka from India

An Overview of Travel Insurance for Sri Lanka

A neighbouring country of India, Sri Lanka is among the top travel destinations for Indians. Journey to the country, however, comes with its unique risks that can be mitigated by investing in suitable travel insurance for Sri Lanka. The right travel insurance policy shall provide widespread coverage across various travel risks and also fall under budget. You can also look out for on-trip assistance under the best policies during emergencies.

Before starting your trip to Sri Lanka, here are some top things to know about the country.

Currency	Sri Lankan Rupee (LKR)
Language	Sinhala, Tamil, and English
Best Time to Visit	Between December to April
Visa Info	Visa on Arrival for Indians (Maximum stay duration 30 days)
Tourist Places in Sri Lanka	Colombo, Kandy, Jaffna, Galle, Bentota, Trincomalee, Anuradhapura, Dambulla, Ratnapura, Batticaloa, Vavuniya, Kalmunai

Your trip planning must also include adequate travel insurance coverage that provides necessary financial cushioning in case of losses due to unforeseen circumstances. You must also check the requirements related to keeping travel insurance mandatory for Sri Lanka.

Travel Insurance for Sri Lanka from India: Type, Coverage and Cost

While selecting travel insurance for Sri Lanka, it is crucial to know about the policy types available, coverage benefits to avail and the cost you need to bear. Presently, you can broadly choose from three policy types, i.e., individual, family and group covers. Individual policies, however, gain popularity for their comprehensive features and extensive coverage with affordable premiums. Top coverage benefits you can look for related to medical emergencies, loss/delay of baggage and other journey-related risks. The travel insurance Sri Lanka price shall also vary based on the policy type selected, sum insured, coverage benefits available, trip duration, etc.

Buy Travel Insurance Online: Coverage Benefits

When looking for suitable travel insurance for Sri Lanka, check out the following coverage benefits available.

Medical cover

Medical covers under travel insurance ensure emergency medical assistance is provided to the insured in the form of reimbursements for hospitalisation, emergency evacuation, repatriation of remains in case of demise, coverage for specified disability, etc.

Journey cover

Various travel-related risks are also covered under the policy’s journey cover. Reimbursements under this coverage relate to common carrier delays, delays/cancellations of trips, missed flights, loss of passport, etc.

Luggage cover

A luggage cover also provides necessary financial protection in case of contingencies like loss of checked-in baggage in transit, luggage misplacement, etc.

Documentation Needed for Sri Lanka Travel

When applying for a VOA for Sri Lanka, some essential documents to provide are:

• Copy of Indian passport with 6+ months of validity and 3 blank pages
• Proof of return tickets
• Company address in case of business visa

To clear Sri Lankan immigration, documents like original and valid passport, return ticket proof, accommodation proof, copy of approved VOA application, etc. are needed.

Sri Lanka International Airports

Top international airports in Sri Lanka for your travel include:

• Bandaranaike International Airport
• Mattala Rajapaksa International Airport
• Ratmalana International Airport

Precautions to Take for Your Sri Lanka Trip

Your safety when travelling in Sri Lanka can be taken care of with some crucial precautions:

• Avoid joining processions and demonstrations
• Stay updated with local helplines for emergency assistance
• Stick to the laws and rules of the country for smoking, drinking or drug consumption
• Avoid littering in public spaces to not attract a penalty
• Know about regulations issued by local authorities

Foreign Currency Exchange

When travelling to Sri Lanka, Indian nationals must undertake foreign currency exchange first, converting INR to Sri Lanka currency Sri Lankan Rupee (SLR). The availability of local currency ensures easy spending on travel expenses. With GoIbibo’s online platform, currency exchange has become more convenient. The current conversion rate of SLR stands at INR 0.30 for 1 SLR.