USA Travel Insurance for Indians

An Overview of Travel Insurance for the USA

In a country like the USA, travel comes with a number of contingencies that one shall be ready to mitigate. One of the best ways to navigate the travel risks is by investing in suitable travel insurance for USA. Although the tourism industry of the USA is welcoming, it is only prudent to keep a travel cover handy to avoid any unnecessary financial losses. Once you buy travel insurance for the USA, you can meet various financial liabilities related to medical emergencies, baggage loss, journey delays/cancellations, etc.

The USA is a popular travel destination for Indians. Check out some essential details related to the country before visiting.

Currency	United States Dollar (USD)
Language	English
Best Time to Visit	Between May and October
Visa Info	Pre-approved B2 Visa (Maximum stay duration 90 days)
Tourist Places in the USA	Grand Canyon, Yellowstone National Park, New York City, Las Vegas, Disneyland and Yosemite National Park.

It is good to know the coverage requirements under travel insurance for USA before visiting. There is no travel insurance mandatory for USA, but it is a prudent choice to make to ensure financial cushioning.

Travel Insurance for USA from India: Type, Coverage and Cost

There are various types of travel insurance policies available for coverage when visiting the USA, like individual, group or family covers. An individual travel insurance policy, however, provides extensive coverage against broader travel risks, like medical emergencies, baggage loss, journey risks, etc. Your choice of cover type and premium payable shall define the coverage available and the sum insured under the policy.

Buy Travel Insurance Online: Coverage Benefits

Check out some top coverage to look out for under travel insurance for USA.

Medical cover

A suitable USA travel insurance plan provides coverage for financial expenses and losses arising out of emergency medical assistance, evacuation for medical emergencies, permanent partial disability, repatriation of remains in case of unfortunate demise, etc.

Journey cover

Under journey coverage, you can expect a travel insurance policy to provide for financial losses arising due to delays or cancellations of trips, delays from the common carrier, passport loss, missed flights, COVID-19-related issues, and the like.

Luggage cover

Luggage or baggage cover under travel insurance for USA extends to losses arising due to misplacement of or delays in receiving checked-in baggage, improper baggage handling, etc.

Documentation Needed for USA Travel

You need to provide a copy of the following documents to apply for a B2 visa when travelling to the USA.

• USA travel-valid passport with a minimum of 6 months of remaining validity after the defined stay duration
• Non-immigrant visa electronic application (DS-160) Form
• A recent passport-size photograph (not older than 6 months)

Additional documents needed to clear the USA immigration check include -

• Original passport with the above-mentioned validity
• Approved B2 visa application printout
• Accommodation proof
• Booked return tickets

USA International Airports

With over 150 international airports to choose from in the USA, here are the top ones you can book tickets to and from.

• John F. Kennedy International Airport
• San Diego International Airport
• Los Angeles International Airport
• Washington Dulles International Airport

Precautions to Take for Your USA Trip

Here’s a list of safety precautions to keep in mind when travelling to the USA.

• Abide by the local authority rules and advice.
• Avoid night journeys if travelling solo.
• Travel safely via public transport.
• Follow the drug consumption, drinking and smoking laws of the USA.
• Avoid thefts in overcrowded spaces by remaining alert.

Foreign Currency Exchange

Indian tourists can simplify their spending in the USA by exchanging the Indian currency for the USA currency USD through online platforms like GoIbibo. At present, you can exchange 1 USD for the current exchange rate of INR 87.15.